Last Updated: October 2025
Welcome to MedicareCoverages.com (“we,” “our,” “us”). By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use this site.
1. Purpose of Website
MedicareCoverages.com is an independent information and referral resource. We are not affiliated with or endorsed by the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or Medicare.gov. Our goal is to help visitors understand and compare Medicare Advantage, Supplement, and Prescription Drug (Part D) plan options through licensed insurance agents or partner providers.
2. No Government Endorsement
This website is not a government website and does not provide official Medicare enrollment. All Medicare plan information should be verified directly with Medicare.gov or your licensed insurance agent.
3. No Guarantee of Accuracy
While we make reasonable efforts to keep information current, plan details, premiums, and benefits may change without notice. We do not guarantee completeness, accuracy, or timeliness of any information provided.
4. Broker and Partner Relationships
We may work with licensed insurance brokers or marketing partners who are compensated for helping users compare or enroll in Medicare plans. By submitting your information, you may be contacted by a licensed insurance agent in your state.
5. Limitation of Liability
Use this site at your own risk. We are not liable for any loss or damage arising from reliance on the content or third-party links provided here.
6. Intellectual Property
All text, logos, and graphics are the property of MedicareCoverages.com or its licensors and may not be copied or used without written consent.
7. Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict-of-law provisions.
8. Contact
If you have questions about these Terms, contact us at:
📧 support@medicarecoverages.com
🔒 Privacy Policy
Last Updated: October 2025
At MedicareCoverages.com, your privacy is important to us. This policy explains how we collect, use, and protect your information.
1. Information We Collect
We may collect:
- Personal Information: Name, phone number, email, ZIP code, or date of birth if you submit a form.
- Usage Data: Browser type, IP address, and pages visited for analytics.
- Cookies: To improve site performance and personalize content.
2. How We Use Information
Your information may be used to:
- Connect you with licensed insurance agents who can help compare Medicare plan options.
- Send informational emails or follow-ups (you can unsubscribe anytime).
- Improve website performance and user experience.
3. Sharing of Information
We may share your information with:
- Licensed insurance brokers and marketing partners.
- Third-party service providers who support our operations (e.g., hosting, analytics).
We do not sell your information to unrelated third parties for independent marketing.
4. Data Security
We use reasonable administrative and technical safeguards to protect your data. However, no online system can guarantee 100% security.
5. Your Choices
You may:
- Request to review, update, or delete your personal information.
- Opt out of communications by clicking “unsubscribe” in any email.
6. Children’s Privacy
Our services are intended for adults aged 18 and older. We do not knowingly collect information from minors.
7. Updates to This Policy
We may update this Privacy Policy periodically. The “Last Updated” date reflects the most recent revision.
8. Contact Us
For privacy-related questions or requests, email:
📧 privacy@medicarecoverages.com